July 2018

Ray Graber presents Credit Card Surcharging webinar – July 25th for Compliance Online

7/25/18

Credit Card Surcharging: What are The Stipulations for Compliance?

This training on credit card surcharges compliance will discuss how the recent changes in law will affect end-user organizations. It will also provide attendees with the tools necessary to review and deal with any potential surcharge/checkout fee situations.

Credit card surcharging − What are The Stipulations for Compliance?

June 2018

Credit Card Surcharging: What are The Stipulations for Compliance?

6/13/18

Ray Graber presents for Tlado Online a webinar on credit card surcharging

Surcharging had been historically prohibited in the U.S. per the networks' merchant rules, as well as prohibited by law in 10 states. Any state laws will continue to "trump" networks' merchant rules. The recent changes in surcharging law could not only affect your merchant processing transactions but also your credit card usage. The worst thing end-user organizations can do is to have an uninformed reaction to surcharging.

Credit card surcharging − What are The Stipulations for Compliance?

May 2018

Cyber Currency − What is it, How does it Work, and What about Regulations?

5/16/18

Ray Graber presents for Tlado Online

If 2017 was the year of the ICO, it seems as if 2018 is destined to become the year of regulatory reckoning. Things have already begun to heat up as countries around the world grapple with cryptocurrencies and try to determine how they are going to treat them. Some are welcoming, others are cautious. And some countries are downright antagonistic. Here is a brief overview of how 15 countries/unions from various regions are treating cryptocurrency regulations.

Bitcoins have gotten much more traction than early detractors and pundits expected. With that reality, what do banks need to do, if anything, to prepare for their existence and surprising acceptance? This session will present the fundamental workings of virtual currencies with an emphasis on bitcoin and the current state of the regulatory front. We will get your thinking caps energized as to how bankers might approach virtual currencies and some thoughts about what the future might hold for bitcoin. It appears that Bitcoin and blockchain are here to stay − what does that mean to your institution? Banks are pumping huge amounts of money into systems designed to prevent money laundering, but the blockchain could help by recording each leg of a transaction, making its ultimate destination easier to trace. Once you understand the fundamentals, you will be able to determine what this means to your institution.

Cyber Currency − What is it, How does it Work, and What about Regulations?

April 2018

Ray Graber speaking at New England AFP’s 33rd Annual Sources of Education Conference (April 18-20, 2018,Boston)

4/19/18

Session #501- Bitcoin: The Good, the Bad, and the Ugly - 4/19/18 from 9:00-10:15.

Ray Graber speaking at New England AFP’s 33rd Annual Sources of Education Conference, April 18-20 at the Seaport World Trade Center, 1 Seaport Ln, Boston, MA 02210

This session will present the fundamental workings of virtual currencies with an emphasis on Bitcoin and the current state of the regulatory front. We will get your thinking caps energized as to how treasury professionals and bankers might approach virtual currencies and some thoughts about what the future might hold for virtual currencies and blockchain.

Bitcoins have gotten much more traction than early detractors and pundits expected and its price has risen dramatically. With that reality, what do companies and banks need to do, if anything, to prepare for their continued existence and surprising acceptance?

No one can afford to ignore what bitcoin and the blockchain promise for the ongoing avalanche of digital innovations to come, including fighting crime and combating cyber-attacks.

Ray Graber speaking at New England AFP’s 33rd Annual Sources of Education Conference